Listing provided courtesy of Hammock Realty North Georgia- MLS# 10686412MLS ProviderContact Information: 706-491-3245

84 Oak Creek CircleToccoa, GA 30577

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 3,186 Sq. ft. | 0.46 Acres
$365,000 Active

84 Oak Creek Circle Overview

Time on Site:
144 days
Visits:
9

This timeless four-sided brick cottage is a hidden gem, perfectly nestled in a well-established neighborhood just minutes from the heart of downtown Toccoa. From the moment you step into the welcoming foyer, you'll feel right at home. The beautifully updated kitchen is a standout, featuring sleek quartz countertops, a stylish coffee bar, and thoughtfully designed details that make everyday living feel elevated. Designed with both comfort and entertaining in mind, the main level offers a spacious great room with custom built-in bookshelves surrounding a classic masonry wood-burning fireplace, a formal dining room for memorable gatherings, a bright and inviting sunroom, a private study, and a convenient half bath. Beadboard ceilings and recessed lighting add warmth and character throughout. Upstairs, you'll find four generously sized bedrooms filled with natural light, along with two full baths that provide plenty of space for family and guests. The finished basement takes this home to the next level, featuring a second masonry fireplace with gas logs. With dual HVAC systems serving the main and upper levels, this home offers comfort, charm, and functionality all year long

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84 Oak Creek Circle Facts & Features

  • Type Single Family
  • Sq. ft. 3,186
  • Price/Sq.ft. $115
  • Lot 0.46 Acres

Details

General

Association/HOA

  • Association Fee Includes: None
  • Association: No

School Information

  • Elementary School: Toccoa
  • Middle Or Junior School: Stephens
  • High School: Stephens

Building Information

  • New Construction: No
  • Year Built: 1974

Location/Region

  • Country: US
  • County Or Parish: Stephens
  • Subdivision Name: Oak Creek Estates

Community/Development

  • Community Features: Street Lights

Rent/Lease Information

  • Land Lease: No

Tax Information

  • Tax Annual Amount: 5091.68
  • Tax Year: 24

General Information

  • Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
  • Parcel Number: T26 142
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Building Information

  • Below Grade Unfinished: 480

Parking Information

  • Garage: Yes

Beds/Baths

  • Bathrooms Full Lower: 1
  • Bathrooms Half Lower: 0
  • Bedrooms Lower: 0
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4
  • Bathrooms Total Decimal: 3.5

Building Interior

  • Above Grade Finished Area: 2484
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 702
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Public Records
  • Building Area Total: 3186
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher, Range, Refrigerator
  • Basement: Bath Finished, Daylight, Finished, Full, Interior Entry
  • Common Walls: No Common Walls
  • Fireplace Features: Masonry
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Flooring: Laminate
  • Interior Features: Tile Bath, Walk-In Closet(s)
  • Laundry Features: In Kitchen, Mud Room
  • Levels: Two
  • Living Area: 3186
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Main Level Bathrooms: 0
  • Main Level Bedrooms: 0

Exterior

Parking Information

  • Parking Features: Garage, Attached, Garage Door Opener, Side/Rear Entrance

Lot Information

  • Lot Features: Level
  • Lot Size Acres: 0.46
  • Lot Size Area: 20037.6
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 20037.6
  • Lot Size Units: Square Feet
  • Water Source: Public

Waterfront/View

  • View: No

Building Exterior/Construction

  • Architectural Style: Brick 4 Side
  • Attached Garage: Yes
  • Construction Materials: Brick
  • Patio And Porch Features: Deck
  • Property Attached: No
  • Roof: Composition
  • Structure Type: House

General Information

  • Carport: No
  • Electric On Property: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
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84 Oak Creek Circle Neighborhood

Community

30577 (TOCCOA) Demographics

39
Median Age
135
Population Density (per sq. mile)
24%
College Educated
$44,938
Estimated Median Income
5,908
Estimated Total Home Owners
2,447
Estimated Total Renters
71% / 29%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

84 Oak Creek Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

84 Oak Creek Circle Market Data

Based on the last 30 days in this zip code

$406,287
Average List Price
$207
Average Price per Square Foot
24
Properties Sold
84
Average Days on Market
205
Properties for Sale
Calculations provided by Reliance Network

84 Oak Creek Circle History

Date Event Value Agent
2/19/2026Source: Georgia MLS Status Change
Active
2/6/2026Source: Georgia MLS Added to Database
February 06, 2026
12/31/2022Source: Georgia MLS Added to Database
December 31, 2022